Chase Bank Promotions and Bonus Offers for 2023

If you’re not already an existing Chase customer, it could be time to switch it up. With our list of Chase Bank promotions, you can make the most of transferring your business.

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Changing banks can often help us to find new ways to make our money work for us. Banks like Chase that offer promotional rewards for opening a new account make it easy to benefit from the transition. At the same time, keeping an eye on the requirements can be tricky if you’re not sure what to look for. So, how can you earn some extra money from Chase Bank promotions? 

If this thought crossed your mind, you’ve come to the right place. Our list of Chase Bank promotions below shows you exactly how you can benefit from a new account beyond the features such an account already holds. In addition, we’ll show you how you can make the most of your new account to ensure it’s a lasting and profitable relationship. 

No matter how you bank, see how Chase can help you achieve financial freedom. This bank offers several financial products to choose from. The list of promotions below hardly scratches the surface of the tools and resources Chase offers that make long-lasting and beneficial financial habits happen. 

Are you ready to see what Chase Bank promotions you can take advantage of? Let’s get started! 

How to Make the Most of a Chase Bank Promotional Offer

While it might seem tempting to open a Chase Bank account simply to get the promotional offers, taking a step back for a minute can bring clarity. Think about how you can use your time and resources to make the most of these opportunities without going out of your way. 

Here are some guidelines for making Chase Bank promotions work for you:

  • If the deal suits your needs, make a plan not only to earn the rewards but allocate them also. Where can those funds help you the most? 
  • Keep an eye on restrictions and rules. If you have to keep your account open for a year to maintain the bonus in your account, it’s better to know this ahead of time than find out later. It also helps you plan accordingly if you don’t want the account later on. 
  • Understand that advertised bonuses often work off tiered rewards programs at the highest level. While you may not be able to meet these high requirements, you can still potentially earn rewards for smaller amounts. 
  • No Chase Bank bonus is worth anything if you pay more in monthly maintenance fees than you earn in promotions. 
  • It’s possible to receive both a personal and a business welcome bonus. Keep this in mind if you are self-employed and want to make some extra money with a new Chase business banking account

Chase restricts welcome bonuses for previous clients. If you earned a welcome bonus within the last two years you’re not eligible for another one until more time passes. In addition, if you closed your account within the last 90 days before opening a new one, you’re not eligible for bonus promotions either. 

Chase Bank Promotions for 2023

Here are some of the best Chase bank promotions you can take advantage of to earn rewards. Note that Chase does allow customers to open the majority of their offered accounts online, as well as in person and over the phone. 

Chase College Checking℠ Bonus – $100 Bonus

Link to offer | Offer Expires: 07/19/2023

Open a Chase College Checking℠ account to earn a $100 bonus.

To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card purchases, Zelle payments, and other qualifying transactions. You’ll receive your bonus within 15 business days.

As long as you’re a student between the ages of 17-24 and can produce proof of student status, you won’t have to pay a monthly maintenance fee.

If these eligibility requirements don’t apply to you, you can waive the $6 account fee by making an electronic deposit each month or keeping an average daily balance above $5,000. 

The Chase College Checking℠ account is limited, however. You won’t be reimbursed for ATM fees and you don’t get free paper checks. Your balance won’t earn any interest either.

Earn $100 bonus
Chase College Checking℠

Open a Chase College Checking℠ account to earn a $100 bonus. To qualify for this promotion, you’ll need to make at least 10 transactions within the first 60 days between debit card transactions. You’ll receive your bonus within 15 business days.

Open Account

Chase Total Checking® – $200 Bonus

Link to offer | Offer Expires: 07/19/2023

With over 16,000 ATMs and nearly 5,000 branches to choose from, it’s no wonder Chase remains a favorite among its clients.

If you’re new to Chase and open a Chase Total Checking® account, you can earn up to $200 for your business.

To complete the requirements for this consumer checking account, set up a direct deposit within 90 days. This deposit must come from a paycheck, pension, or government benefits. Payments from Venmo and Zelle are ineligible. 

There is a $12 monthly fee for your new account, but you can avoid it with certain actions. For example, if you post $500 total per month in direct deposits or other payments, you won’t be charged. You can also keep a balance of $1,500 or more at the beginning of each day or maintain an average daily balance of $5,000 or more across your deposit accounts. 

Chase doesn’t offer free paper checks with this account. You’re also subject to a $34 Chase overdraft fee. However, if you do complete the requirements of this promotion, you’ll receive your bonus within 15 business days.

Chase Secure Banking℠ Bonus – $100 Bonus

Link to offer | Offer Expires: 07/19/2023

A $100 bonus is yours if you open a Chase Secure Banking℠ account and complete 10 qualifying transactions within 60 days. You can count Zelle payments toward this amount.

There is a $4.95 monthly maintenance fee that can’t be waived, but you won’t have to make a minimum deposit necessarily. As long as you have enough to fund your 10 transactions, you’ll make the cut.

This account also includes no fees for overdrafts, cashier’s checks, or money orders. Once you complete the requirements, however, you should receive your Chase Secure Banking bonus within 15 days.

Earn $100 bonus
Chase Secure Banking℠

A $100 bonus is yours if you open a Chase Secure Banking℠ account and complete 10 qualifying transactions within 60 days. Once you complete the requirements, you should receive your Chase Secure Banking bonus within 15 days.

Open Account

Chase Business Complete Banking℠ – up to $500 Bonus

Link to offer | Offer Expires: 05=8/03/2023

If it’s a business bank account you’re looking for, look no further than the Chase Business Complete Banking℠ account that allows you to earn up to $500 in free money for completing several key requirements:

  • Deposit $15,000 within 30 days of opening your account
  • Maintain that balance for at least 60 days thereafter
  • Make five qualifying transactions within 90 days of opening your new business account

When you complete these requirements, you’ll receive your $500 bonus within 15 business days. The Chase Business Complete Banking account also offers access to QuickAccept payment processing, same-day deposits, and access to thousands of ATMs across the nation. 

Unlike other business checking accounts on the market, this Chase account doesn’t earn interest. You’re also limited to $5,000 in cash deposits per month before incurring a fee. There’s also a $15 monthly maintenance fee associated with this business account, which you can waive in several ways. 

As long as you maintain a $15,000 minimum daily balance, spend $2,000 on purchases with your Chase Ink Business credit card, receive $2,000 in deposits from QuickAccess transactions, link a Chase Private Client checking account, or show valid proof of military status, the Chase waives the Business Complete Banking maintenance fee.

J.P. Morgan Self-Directed Investing – earn up to a $700 bonus

Link to offer | Offer Expires: 07/13/2023

Chase offers investment products through J.P. Morgan Securities LLC. It is with this arm of the Chase brand that you can open a Self-Directed Investing account and earn up to $700.

Customers must open and fund a new J.P. Morgan Self-Directed Investing account with new money of $5,000 or more by moving cash, transferring securities, or rolling over existing retirement assets from another institution.

 At day 45 from coupon enrollment, the bonus tier will be determined in the following manner:

New money inflowsCash Bonus
$5,000 to $24,999$50

Plus, you won’t pay any monthly fees to hold the investing account, which puts more money in your account to invest later on.

All you have to do is deposit those qualifying funds within 45 days of opening the account and maintain that balance for 90 days. Once you fulfill these requirements, J.P. Morgan processes your bonus within 15 business days.

A J.P. Morgan Self-Directed Investing account provides commission-free trades. Plus, you can access all your Chase accounts in the same place on one mobile app. This easy-to-use account comes with research tools as well, albeit limited in their scope. For a limited time only, get no advisory fees for 6 months through this link.

Get up to $700
J.P. Morgan Self-Directed Investing
Promotion: Get up to $700 when you open and fund a J.P. Morgan Self-Directed Investing account (retirement or general) with qualifying new money by 07/13/2023.

J.P. Morgan Self-Directed Investing charges no commissions and offers a highly integrated app, which makes it a solid choice for individuals who want to trade their own investments — especially existing Chase customers.

Open Account

Chase Bank Promotions for Current Customers

If you are a current Chase Bank customer, you can also take advantage of the following bonuses. Chase may offer additional bonuses throughout the year, so it pays to check with your local Chase bank to see what offers you may qualify for. 

Referral Bonus

Earn up to $500 per year by referring your friends to Chase. Simply send them a personalized link they can use to sign up. You’ll both receive $50 and you can earn this referral reward up to 10 times per year. Referral bonuses are posted within 30 days of your friend signing up for a new account. 

Credit Card Promotions

There are several Chase credit card promotions you can take advantage of, including the following:

  • Chase Freedom Unlimited® Credit Card: This card offers an additional 1.5% cashback on everything you buy, up to $300. There’s no minimum required to redeem your rewards for cash back and you’ll enjoy an introductory 0% APR for the first 15 months. Chase doesn’t charge an annual fee with this account. 
  • Chase Freedom FlexSM Credit Card: You can earn up to $200 after spending $500 in the first 90 days with this credit card from Chase. You’ll also earn 5% cash back on purchases and receive the same introductory APR as the Freedom Unlimited credit card. There’s no annual fee either. 
  • Chase Sapphire Preferred® Credit Card: Earn 60,000 bonus points when you spend $4,000 or more in the first 90 days of owning this credit card. You’ll also gain complimentary access to DashPass and enjoy $0 delivery fees. There is a $95 annual fee associated with this Chase credit card. 
  • Chase Sapphire Reserve® Credit Card: If you spend the same amount as stipulated in the Sapphire Preferred Card but with this card instead, you can earn 80,000 bonus points. However, you will pay a $550 annual fee for the privilege. 

If you’re looking specifically for business credit cards, Chase offers an entire lineup to choose from. These business credit cards include Ink Business Unlimited, Ink Business Cash, and Ink Business Preferred. Check with your local Chase bank to see what offers you and your business can take advantage of. 


What promotions is Chase offering?

Chase is currently offering customers a chance to earn extra money by opening several accounts. These include checking accounts for personal and business use, as well as investment accounts. You can also earn up to $500 per year just by referring people to Chase Bank. 

How can I earn $200 from Chase?

Chase will pay you $200 if you open a new Chase Total Checking® account. You can also earn up to $300 if you open a Chase Business Complete Banking℠ account and meet the requirements. 

What are the pros and cons of banking with Chase?

Chase doesn’t currently offer any promotions for savings accounts. However, you can earn up to 0.01% APY in interest on those savings accounts. Chase also offers plenty of financial tools to help you get back on track, such as the Chase Credit Journey tool. If you’re looking for alternative investment options, Chase does give its investment customers access to cryptocurrency as well. 

Chase Your Financial Dreams with a Chase Bank Promotion

Bank accounts help us manage our finances, but the best extend those benefits beyond a simple pairing of routing and account numbers. With Chase, you can easily take advantage of current promotions to benefit from a new account in more than one way. You may even find that Chase offers you more than your previous bank accounts did and stay beyond the required account-holding time period. How will you make Chase promotions work for you? 

Other Bank Promotions:
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About the author

Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you unlock the wealth of freedom. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, Fox News, MSN Money and more.

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