Best Bank Accounts for 2023 [Updated]

For our annual Best Banks ranking, the experts at My Millennial Guide analyzed over thousands of data points across more than 120 banks.

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best bank accounts

For our annual Best Banks ranking, the experts at My Millennial Guide analyzed over thousands of data points across more than 120 banks.

We did the research so that your hard work can pay off with the best rates at the best banks.

Best Online and High Yield Savings Accounts of 2022

Choose a high-interest savings account from our list of top banks to start saving today.

Best Online Checking Accounts of 2023

For convenience and flexible money management, you can’t beat a checking account. Our best checking accounts list includes many top banks with no-fee and online banking options.

Bank/institution Rating APY Learn More
$150 bonus
  • APY: 1.25%
  • APY: 0.00%
  • APY: 5.00%
  • APY: 1.50%
$150 bonus
APY: 1.25%
APY: 0.00%
APY: 5.00%
APY: 1.50%

Best Money Market Accounts

Money market accounts boost your savings interest and can even offer you exclusive perks. Take a look at our list to see how you can use the best money market accounts to your advantage.

  • Ponce High Yield Money Market Account
  • American First Credit Union Money Market Deposit Account
  • U.S. Bank Elite Money Market Savings Account
Ponce High Yield Money Market Account
American First Credit Union Money Market Deposit Account
UFB Elite Money Market
Quontic Money Market Account
U.S. Bank Elite Money Market Savings Account

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About the author

Brian Meiggs
Brian Meiggs is a personal finance expert, and the founder of My Millennial Guide, a personal finance site helping you unlock the wealth of freedom. He helps millennials follow the smart money in order to increase their earning potential and start building wealth for the future. He regularly writes about side hustles, investing, and general personal finance topics aimed to help anyone earn more, pay off debt, and reach financial freedom. He has been quoted as a top personal finance blogger in major publications including Business Insider, Yahoo! Finance, NASDAQ, Discover, Fox News, MSN Money and more.

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