Got 20 Minutes? Here’s How to Make $20 Fast Instantly

Oh my word. You’re going to live this list of ways on how to make 20 dollars fast.

What if I told you that you could get 20 dollars now. Would you use it to pay off some debt or stash it in a savings account?

Join the other 44 million other people who reported having a side hustle in 2023 to make extra money.

As the gig economy develops, so do gig economy jobs and opportunities to earn money fast or quickly. The only thing you need to know is where to look.

This guide can help you make money through actionable and legit ways to make $20 fast.

How to Make 20 Dollars Fast

There are many options to make extra money online that are quick, simple and don’t require much effort. We all have limited time, life is fickle.

For this reason, I have compiled ways for you to get a free $20 credit when you sign up below.

So how can I learn how to make 20 dollars a day?

We will first start with apps that give you money just for signing up:

• Survey Junkie: Make up to $20 per survey in your spare time from home to take online surveys, participating in focus groups, and trying new products. Join Survey Junkie Now
• Blackout Bingo: This app lets you play bingo for money so you can really make $20 instantly. It is absolutely free to play Blackout Bingo and earn real-world rewards and cash prizes when you download through this link.
• Albert: Need to get $250 right now? Albert will spot you as much as $250 with no credit check, interest, or late fees. Join now and get paid today.

Next, we’ll move on to other ways to earn your $20.00 quickly.

1. Claim $200 from Upgrade

Upgrade Bonus Link – Apply for an Upgrade card using the link and fund a new account and use the card to make at least 3 purchases to get a $200 statement credit.

You’ll earn a $200 welcome bonus when you apply for an Upgrade Card and then open a new Rewards Checking account.

To be eligible for this promotion, you’ll need to sign up for their Upgrade Card first. This card is a cross between a credit card and line of credit.

Next, you’ll need to open a free Rewards Checking account. Finally, you’ll only have to make three transactions with either your Upgrade Card or your new debit card.

All things considered, this is a bonus that requires little effort to earn. While it’s possible opening a line of credit results in a hard credit pull, we have seen Upgrade only do soft pulls based on customer input.

Compared to other cash offers, this one is significantly higher and does not have any requirements such as a direct deposit, minimum balance, or monthly fees. It’s a legit offer.

Claim $200 at Upgrade

2. Make $20 fast in gift cards or cash with Survey Junkie

Taking online surveys with Survey Junkie to make extra money is a no-brainer!

You definitely won’t get rich or make hundreds of dollars per day with surveys alone, but you won’t waste much time, and you can make some money the easy way. It is my #1 favorite (and highest paying) survey site:

Survey Junkie: This is a free survey app for your phone that pays you cash and gift cards to take online surveys, participate in focus groups, and try new products.

And, I really mean free all around – free to join and they don’t charge anything to be a member (they will actually pay you in cash via PayPal).

Join for free through this link and get your free registration bonus.

Survey Junkie pays up to $20 per survey, and many of them take less than 5 minutes to complete. It is one of the highest-paying survey sites that actually works.

Pros	Cons
There’s absolutely no cost to join. Tip: Never register for a survey site that asks you for cash	Sometimes you’ll be a few questions in only to find out that you aren’t eligible for a survey, but you still get points
Points can be exchanged for both cash to PayPal and for gift cards	Minimum balance of $10 USD needed for Payout
Your information will go toward helping companies improve their products and services	Only users from the United States, Canada, and Australia can participate with future plans to expand
Answers that you provide are kept completely anonymous
The potential for high earnings (depends on your demographics)
Registration bonus if you go through this link.
If you’re not eligible for a survey, you’re still given points

3. Make $20 fast with Blackout Bingo

Want to make a quick $20 by playing bingo?

Welcome to Blackout Bingo a brand new bingo-style game where you can win real-world rewards and cash prizes. This game boasts over 13K+ positive reviews in the App Store.

Dive fast and use fun boosts to take the Bingo world by storm. Travel the world and play in amazing and exotic places. A recent player left a Blackout Bingo review saying:

“Are you going to make $700 from this game? No, probably not possible! But the two days I’ve been playing this I’ve earned about $34.59! “

It takes concentration, speed, and strategy to become a bingo master. Do you have what it takes?

This is actually an opportunity where you can learn how to get $20 in 5 minutes or less.

4. Make over $20 with Nielsen Mobile Panel

By using the internet as you do every day, Nielsen invites you to make a difference – and you can make money too. Want to get a free $20 credit or more?

This company will pay you $50 a year to keep their app on your favorite internet browsing device and they also give away $10,000 each month.

I downloaded this app and make around $50-100 passively… it’s a legit app.

You don’t have to do anything other than initially register your computer or phone. You can get up to $50 in points for gift cards and get instant win game tokens.

So you can possibly make more than $20. 

Sign up through here for a registration bonus.

5. Make $20 fast with Mistplay

Wondering how to get $20 fast on Cash app?

Mistplay may be the answer and they pay you to play games, no really it does. While earning money playing games sounds like a dream, this app lets you do just that.

How it works:

1. Install a game in your mixlist.
2. Play that game to start earning units.
3. Redeem your units for free gift cards.

That’s it.

To get started you can download the Android app and start playing and earning.

6. Make $20 fast with Swagbucks

If you want another quick way to make $20 then give Swagbucks a shot. You’d be silly not to as the site has already paid out $706.9 million to its users.

When you sign up, can get $20 PayPal now depending on the welcome bonus they are offering.

Plus, you won’t be limited to only surveys with this rewards site — in fact, you can earn $20 fast simply by watching entertaining videos, searching the web, and even playing games.

You earn ‘points’ that you can redeem for gift cards or for cash through PayPal.

They have an excellent rating on TrustPilot with over 14,144 reviews!

Simply sign up and score a $10 signup bonus then start watching videos or playing games and earn your other $10 to get your $20 fast today.

Don’t believe me? A Huffington Post report says users are earning $600 per month with this site.

Here’s the good and bad about Swagbucks:

Pros	Cons
An incredibly wide range of activities to partake in	Sometimes there’s no sign-up bonus
Most of the tasks are incredibly simple to complete	May take up to a few days to receive your reward
100% free – never join a rewards site that asks for your payment information
Registration bonus if you go through this link.
Great referral program – earn 10% of friends’ earnings

7. Get money fast with ZippyLoan

If you actually need to learn how to get $20 right now, then you can opt for online personal loans. When you need money in a hurry ZippyLoan is where to go.

You apply for a loan through the Zippy Loan site, if approved they send your loan application to one of many loan providers.

You review the loan details and e-sign if you like what you see. No risk in checking what offers you’ll get. You can borrow between $100 and $15,000 as soon as tomorrow.

8. Make $20 fast with InboxDollars

Sites like InboxDollars enable people to take online surveys and earn money, which can be cashed out later via check or PayPal, or used to buy gift cards from retailers such as Amazon and Walmart.

In addition, InboxDollars offers a variety of ways to earn money, including watching TV and playing games. These are real ways to make extra cash, but it is important to remember that they do take time and effort.

It’s not a get-rich-quick scheme, but with dedication and consistency, InboxDollars can be a valuable source of side income.

9. Invest and make $15 with Acorns

Investing is a great way to make some extra money.

If you’re not sure where to start, Acorns is one of the most popular microsavings platforms. It literally lets you turn your spare change into investments. Join through here (must complete the application) and get a $15 welcome bonus.

How Acorns works:

1. Sign-up here, it takes a few minutes
2. With the app, you’ll start small and stack up change over time with the Acorns “round-up” feature
3. Then potentially start earning money on your investments

Sounds like fun? Sign-up for Acorns, collect your $15 and double your money by investing. You can also get a registration bonus through here.

10. Make $20 playing solitaire

Want to make $20 fast just for playing Solitaire on your phone? There are real games that pay real money.

Solitaire Cube is one of the best Skillz games where you can play Solitaire on your phone. It’s available for Android and Apple mobile users.

How does it work?

It’s pretty easy to get started and the game will match you up with other players who have the same level of skills in real-time.

Solitaire Cube includes tournaments and head-to-head competitions with real cash prizes (where available). That’s what I was interested in most. If you deposit money you can enter cash tournaments against other players. Cash outs are through PayPal and I had no issues withdrawing or depositing money.

How to play? Stack cards into piles to sort them by their suit. Sound easy? It is!

11. Make $20 fast with Upside

Upside is a gas cash back app where you can earn $20 by buying gas at participating stations. Simply link a credit card, select a station, and purchase gas to start earning cash back.

You can also earn additional cash by referring friends and family to join Upside. Plus, there are no limits on how much you can earn! Start saving money on gas today with Upside.

This free cash back app for gas is saving users an average of $124 a year. There is no minimum for cash outs and you can start earning today!

12. Win $20 playing 21 Blitz

Looking for another easy 20 dollars? Lots of us already play solitaire games for fun or just to pass the time. Want to see if you can win real money at it? You can check out an app called 21 Blitz that lets you play for real money. You can get paid up to $82 per win.

There’s no catch, you can choose to play in high stakes tournaments or just for fun. Each game, you’ll play with 5 other players of equal skills and can win $20 instantly.

With raving reviews and over 33.9K positive ratings in the app store, this is a legit gaming app that pays. However, cash tournaments are not available in AZ, AR, CT, DE, IN, LA, ME, MT, SC, SD, and TN but you can still win some amazing prizes!

13. Get a $10 gift card with MyPoints

MyPoints has been featured on so many publications like The New York Times, TechCrunch, Yahoo! and more (and for good reason).

You can earn money with MyPoints for shopping online, playing addicting games, taking surveys, and reading emails. This company has been around since 1996 and has already paid out $236 million to its 10 million members.

Plus you can get a $10 Amazon or Visa gift card just for being a new user. Just spend $20 or more using its shopping portal to redeem the sign up bonus.

14. Make $20 fast by seeing if stores owe you a refund

Your new secret weapon is called Capital One Shopping — a free tool that can help you get your money back for your online purchases.

The free app will scan your emails for any purchase receipts from dozens of online retailers and assist you in getting refunded if there is a price drop.

How does it work?

Once you create an account, you can shop just like you usually do at more than 25 well-known online retailers. With each purchase, Capital One Shopping keeps track of your receipts and lets you know if you’ve qualified for any retroactive refunds based on price drops, late deliveries and more.

Capital One Shopping has identified over $6.5 million in potential savings for its users to date! It’s as easy as signing up and getting free money for nothing.

Sound too good to be true?  Well, it’s not. You can see our full Capital One Shopping review here.

Capital One Shopping compensates us when you sign up for Capital One Shopping using the links we provided.

15. Start investing with Arrived

Arrived is a great real estate investing platform to use if you want a low minimum investment threshold for real estate investing. You can get started with as little as $100.

It’s an especially useful tool to use if you want to diversify your portfolio and have someone else handle all the work that comes with being a landlord. All you really need to do is sign up, and collect your rental income each quarter.

The management fee is a modest 1% asset management fee, but it’s worth it considering how easy it is to get started. You can sign up for free and view the different properties available to invest in. Buy shares of properties, earn rental income and appreciation — let Arrived take care of the rest.

16. Make $20 fast playing Dominoes

Need an easier way to make $20 a day? Dominoes Gold is a gaming app that lets you win real money for playing dominoes.

You won’t waste your time with this win real money app as it has a 4.7/5 rating out of 6.2K+ reviews in the App Store.

I’ve been playing for the past few weeks and win around I win about 70% of my matches — it’s legitimate.

The only thing you’ll want to do when playing is turn off notifications or disable phone calls so you won’t get interrupted doing a real-time cash game.

17. Make $20 bucks with Ibotta

Don’t want to get a new bank account? I feel ya, but you may be interested in the next app bonus — Ibotta is a fun rebate app that lets you get cash back on your purchases from major stores like Walmart, Target and almost every grocery store all over the country.

It’s one of the best cash back apps that’s been around since 2011! They are conveniently offering a way to make $20 fast with its sign-up app bonus after uploading your first receipt. So act fast.

Plus, this money-making app actually gives you cash back on things you buy every day, even booze! You heard me right, you can make money for the booze you buy at groceries (how cool is that?). However, you do have to be 21 or older to take advantage of the booze deals.

How to Make $20 Fast with Surveys

I sat down and studied ALL of the best survey apps to find out for myself which ones are legit (and high paying), and which ones are not.

If you wanted to compare some more, here is the list of the best money making surveys:

18. Make 20 dollars fast with Branded Surveys

Number one on the list is also the easiest survey site to sign up for. Once you’re in you can take surveys and get paid at Branded. This is how I am able to make $20 per week by completing surveys on Branded Surveys! Sign up using this link for the highest paying surveys.

All you need to do is instantly qualify, then view exclusive offers in exchange for your opinions and get access to paid surveys, clinical trial opportunities, and part-time work offers. Who doesn’t want to make $20 a week? Branded Surveys is looking for people to tell major brands what you think about their products and services. And they pay well.

19. Earn 20 dollars with Survey Junkie

Survey Junkies interface is super smooth and intuitive (unlike the majority of survey company websites that look like they were built in 1997), and members are paid in cash via Paypal.

Oh, and Survey Junkie also has an 8.9/20 rating on TrustPilot — the highest of any online survey company. Need more info? Check out our Survey Junkie review. This is one is the more reputable survey companies out there and I use it often.

20. Make $5 right now with InboxDollars

Earn cash, not points. InboxDollars pays members to read emails, take surveys online, playing games, and search the web. Overall, Inbox Dollars is super easy to navigate and I’ve tried other paid survey sites and just end up overwhelmed.

InboxDollars also does a nice job of breaking down the offers into categories so you don’t get overwhelmed. And you’ll always see the amount of money you’ve earned at the top of your window, which is exhilarating! Right now they are offering a $5 cash bonus just for joining.

21. Make 20 dollars fast with Swagbucks

Who doesn’t love Swagbucks? Here you can make 20 instantly online. This app lets you earn money in so many ways like taking surveys, shopping online or playing games, but many of my readers love racking up SB (Swagbucks) watching videos in their spare time.

You can cash out your SB as gift cards to hundreds of merchants or get your cash by PayPal. Need more info? Check out our Swagbucks review. Many claim this to be one of the easiest money making app sites and you can definitely make $20 fast by using it.

22. Make 20 dollars fast with MyPoints

For those still wondering how can I get 20 PayPal now or how to get 20 fast on Cash App then you should learn about MyPoints. MyPoints rewards its members for online activities such as reading emails, playing games, online surveys, printing out coupons and more.

They pay their members using their own currency known as “Points”. These points can be redeemed for online gift cards, cash via Paypal, and travel miles, etc. The minimum payout amount for most rewards is $20; however, PayPal payments start at $25.

Redemption times for your awards vary. When you redeem your points for cash via Paypal, the request is usually processed within 4-5 days. For other prizes, the wait time varies.

23. Earn $20 with Opinion Outpost

Get paid to take online paid surveys with Opinion Outpost if you want to learn how to get 20 dollars in 5 minutes. Here, you’ll take surveys for money about products created by some of the world’s most famous companies – including Disney, Volkswagon, Amazon, Nike, Samsung, and more.

For each survey you complete, you’ll earn money. Start sharing today to get your hands on top rewards, including cash payouts. Now, will you make $1,000 a week here? Definitely not.

However, they’ve created a thriving community where anyone can sign up to the online survey platform and get rewards for their opinions. They work with partners all around the world who want to know your opinions, and they know how much they’re worth!

Visit Opinion Outpost

Summary of How to Make 20 Dollars Fast

In conclusion, there are numerous ways to make $20 fast. From selling unused items, completing online surveys or offering freelance services, to doing odd jobs for neighbors or participating in paid focus groups, the options are endless.

It’s all about finding what works best for you and taking advantage of the opportunities that are available. Whether you’re looking to earn some extra cash or just trying to make ends meet, these ideas can help you reach your goal quickly and easily. So don’t wait, start exploring your options today and find the one that works for you.

Trust me, I get that a ton of people are searching online for the fastest ways to make $20 fast online. Well, look no further, because if you wanted more ways on how to make 20 dollars fast and quickly besides these free money-making ideas, there are more ways to make extra money.

If you didn’t claim your app bonus already, don’t forget to check out the best sign up bonus below to earn extra cash:

• Albert: Need to get $250 right now? Albert will spot you as much as $250 with no credit check, interest, or late fees. Join now and get $150 free.

What are some ways you use to make money fast? Let us know!

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